
You have already added 0 works in your ORCID record related to the merged Research product.
You have already added 0 works in your ORCID record related to the merged Research product.
<script type="text/javascript">
<!--
document.write('<div id="oa_widget"></div>');
document.write('<script type="text/javascript" src="https://beta.openaire.eu/index.php?option=com_openaire&view=widget&format=raw&projectId=undefined&type=result"></script>');
-->
</script>
Building a Credit Scoring Model for the Savings and Credit Mutual of the Potou Zone

Building a Credit Scoring Model for the Savings and Credit Mutual of the Potou Zone
This article explores the management of risk credit in a savings and credit mutual in the rural community of Potou, Senegal. Using a logit regression model, the authors outline a credit scoring model for this mutual. There are three main models of scoring. The principal advantage of the regression model is that it clearly shows the link between credit risk and its characteristics, and hence, has the best predictive power. The paper’s results indicate that the variables age, age-squared, gender reimbursement history, guarantee and frequency of reimbursement are all statistically significant in regards to their relationship with the probability of repayment in the logit regression model. This informative credit scoring model developed for MECZOP allows for an assessment of variables that influence significantly late reimbursement. However, the results need to be tested on old clients and new borrowers.
Consilience, No 7 (2012): Issue Seven: 2012
- University of Chicago United States
- Cheikh Anta Diop University Senegal
- Columbia University Libraries, Digital Scholarship United States
- Columbia University Libraries, Digital Scholarship United States
- Columbia University United States
330, Accounting, Credit scoring systems, Commerce, Finance, Savings and loan associations
330, Accounting, Credit scoring systems, Commerce, Finance, Savings and loan associations
7 Research products, page 1 of 1
- 2011IsAmongTopNSimilarDocuments
- 2020IsAmongTopNSimilarDocuments
- 2011IsAmongTopNSimilarDocuments
- 2013IsAmongTopNSimilarDocuments
- 2012IsAmongTopNSimilarDocuments
citations This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).0 popularity This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.Average influence This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).Average impulse This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.Average
