Five experimental test buildings have been built in Riga, Latvia. They are identical except external walls for which different mainly regional building materials are used. Calculated U-values of the other walls, floor and ceiling are the same for each test building. Initial moisture influences the relative humidity of indoor air, which can be higher in the initial time period; as a result, heat transmittances are also very different and cause different heating/cooling energy consumption. Overheating risk in summer exists for test buildings with the smallest thermal inertia. Both summer and heating seasons have been analysed and differences between five test houses have been discussed in details.